{"id":396,"date":"2026-04-10T11:40:19","date_gmt":"2026-04-10T16:40:19","guid":{"rendered":"https:\/\/twilabertrand.sites.c21.homes\/?p=396"},"modified":"2026-04-10T11:40:19","modified_gmt":"2026-04-10T16:40:19","slug":"when-buying-a-home-feels-out-of-reach-some-families-do-this-instead","status":"publish","type":"post","link":"https:\/\/twilabertrand.sites.c21.homes\/?p=396","title":{"rendered":"When Buying a Home Feels Out of Reach, Some Families Do This Instead"},"content":{"rendered":"<div>\n<div class=\"pt-8 px-8\">\n<h2 class=\"profile-color-text text-3xl\">When Buying a Home Feels Out of Reach, Some Families Do This Instead<\/h2>\n<div class=\"mt-6 text-base-content flex items-center flex-wrap gap-x-4 gap-y-2\"><span class=\"flex items-center flex-wrap gap-1\"><time class=\"text-base-content\" datetime=\"2026-04-09T10:30:00Z\">Thursday April 9th, 2026<\/time><\/span><\/div>\n<div class=\"mt-6 text-base-content flex items-center flex-wrap gap-x-4 gap-y-2\"><span class=\"flex items-center flex-wrap gap-1\"><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/buyers\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">.<\/a><\/span><\/div>\n<div class=\"mt-6 text-base-content flex items-center flex-wrap gap-x-4 gap-y-2\"><span class=\"flex items-center flex-wrap gap-1\"><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/buyers\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">For Buyers,<\/a><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/senior-market\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Senior Market,<\/a><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/affordability\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Affordability,<\/a><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/buying-tips\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Buying Tips<\/a><\/span><\/div>\n<div>.<\/div>\n<div>Article from Keeping Current Matters<\/div>\n<div>.<\/div>\n<\/div>\n<\/div>\n<div class=\"p-6 px-8\">\n<div class=\"grid grid-cols-3 sm:flex gap-1 flex-wrap w-fit sm:w-full my-4\"><\/div>\n<div class=\"mt-6 flex flex-col gap-4 mb-8\">\n<div class=\"mb-2\">\n<p>When Buying a Home Feels Out of Reach, Some Families Do This Instead<\/p>\n<p>For a lot of people, the math on buying a home just doesn\u2019t really work right now. Maybe that\u2019s how it feels for you too. You look at the cost of\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2026\/03\/18\/3-must-dos-for-first-time-home-buyers\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">buying<\/a>. Then you look at the cost of childcare. And it starts to feel like you have to choose one or the other.<\/p>\n<p>But some families are finding a way to make both work by doing something a little different:\u00a0<strong>teaming up to purchase a multi-generational home<\/strong>.<\/p>\n<h4><strong>One Reason This Is Becoming More Common<\/strong><\/h4>\n<p>It\u2019s no secret that\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2026\/03\/19\/affordability-has-improved-in-all-50-states\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">affordability<\/a>\u00a0has been a challenge in recent years. But for families with young kids, there\u2019s an added layer that can make it feel even harder: childcare.<\/p>\n<p>According to the<em>\u00a0Department of Health and Human Services<\/em>, childcare should take up no more than 7% of your monthly income. But in reality, the average married couple spends closer to\u00a0<a href=\"https:\/\/www.visualcapitalist.com\/mapped-child-care-costs-by-u-s-state-in-2025\/\" target=\"_blank\" rel=\"noopener noreferrer\">10%<\/a>\u00a0(<em>see map below<\/em>):<\/p>\n<p><a href=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20260402\/20260409-Child-Care-Costs-original.png\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20260402\/20260409-Child-Care-Costs-original.png\" alt=\"a map of the united states\" \/><\/a>When you combine that with the cost of buying a home, it\u2019s easy to see why things can feel stretched. That\u2019s exactly why more families are starting to rethink how they approach both.<\/p>\n<h4><strong>The Solution More People Are Turning To: Multi-Generational Living<\/strong><\/h4>\n<p>One option gaining traction? Multi-generational living. That\u2019s when parents, grandparents, or other relatives buy a house together and live under the same roof. And it\u2019s not just about convenience anymore. It\u2019s becoming a go-to strategy.<\/p>\n<p>You can see it in the\u00a0<a href=\"https:\/\/www.nar.realtor\/research-and-statistics\/research-reports\/highlights-from-the-profile-of-home-buyers-and-sellers\" target=\"_blank\" rel=\"noopener noreferrer\">data<\/a>. According to the\u00a0<em>National Association of Realtors\u00a0<\/em>(NAR),\u00a0<strong>almost 1 in 7 homebuyers (14%) bought a multi-generational home in 2025<\/strong>\u00a0(<em>see graph below<\/em>):<\/p>\n<p><a href=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20260402\/20260409-1-in-7-Homebuyers-original.png\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20260402\/20260409-1-in-7-Homebuyers-original.png\" alt=\"a graph of a homebuyers bought a multi-generation home\" \/><\/a>And for the first time,\u00a0<strong>childcare\u00a0<\/strong>is showing up as a key reason why they chose this option. As NAR\u00a0<a href=\"https:\/\/www.nar.realtor\/research-and-statistics\/research-reports\/highlights-from-the-profile-of-home-buyers-and-sellers\" target=\"_blank\" rel=\"noopener noreferrer\">explains<\/a>:<\/p>\n<blockquote><p><em>\u201cThis year\u2019s report features two new primary reasons for purchasing a multi-generational home:\u00a0<\/em><strong><em>grandchildren living in the home<\/em><\/strong><em>\u00a0(12%) and to help reduce the\u00a0<\/em><strong><em>cost of childcare\u00a0<\/em><\/strong><em>(6%).\u201d<\/em><\/p><\/blockquote>\n<h4><strong>Why It Works<\/strong><\/h4>\n<p>Buying a multi-generational home solves two big challenges at the same time.<\/p>\n<ul>\n<li>First,\u00a0<strong>it shares the financial responsibility<\/strong>. If you pool multiple incomes together, you may be able to afford a home you couldn&#8217;t have on your own.<\/li>\n<li>Second, it can also\u00a0<strong>solve the childcare puzzle<\/strong>. When grandparents or other relatives live in the home, they may be able to help with daily care \u2013 which can significantly reduce or even eliminate daycare costs.<\/li>\n<\/ul>\n<p>And for many people, that combination is what finally makes their move possible.<\/p>\n<p>If the costs of childcare and housing together have made buying feel out of reach right now, it may be worth exploring creative options like buying a home with your loved ones.<\/p>\n<\/div>\n<div>\n<h3 class=\"text-xl mb-2\">Bottom Line<\/h3>\n<p>If you want more information on multi-generational homes, let\u2019s have a quick conversation about what\u2019s available in our area.<\/p>\n<p><strong>Sometimes the path to homeownership isn\u2019t doing it alone. It\u2019s doing it together.<\/strong><\/p>\n<\/div>\n<p data-start=\"329\" data-end=\"386\"><strong data-start=\"329\" data-end=\"357\">Twila Bertrand, REALTOR\u00ae<\/strong><br data-start=\"357\" data-end=\"360\" \/><em data-start=\"360\" data-end=\"384\">CENTURY 21 Cota Realty<\/em><\/p>\n<p data-start=\"388\" data-end=\"805\">Helping buyers and sellers navigate the real estate market in <strong data-start=\"450\" data-end=\"565\">Lufkin, Huntington, Nacogdoches, Diboll, Pollok, Hudson ISD, Central ISD, and throughout Angelina County, Texas<\/strong>. Whether you&#8217;re searching for your dream home, selling for top dollar, or investing in East Texas real estate, Twila is recognized as one of the <strong data-start=\"711\" data-end=\"734\">best local realtors<\/strong> known for trusted guidance, market expertise, and exceptional results.<\/p>\n<p data-start=\"807\" data-end=\"931\">\ud83d\udcde <strong data-start=\"810\" data-end=\"820\">Phone: (936) 208-7631<\/strong><br data-start=\"835\" data-end=\"838\" \/>\ud83c\udf10 <strong data-start=\"841\" data-end=\"853\">Website:<\/strong> <a class=\"decorated-link\" href=\"https:\/\/twilabertrand.sites.c21.homes\/\" target=\"_new\" rel=\"noopener\" data-start=\"854\" data-end=\"892\">https:\/\/twilabertrand.sites.c21.homes\/<\/a><br data-start=\"892\" data-end=\"895\" \/>\ud83d\udce7 <strong data-start=\"898\" data-end=\"908\">Email: twilabertrand@gmail.com<\/strong><\/p>\n<\/div>\n<p data-start=\"807\" data-end=\"931\">Check out many of my client testimonials on my Zillow website below:<\/p>\n<p data-start=\"807\" data-end=\"931\"><strong><a href=\"https:\/\/www.zillow.com\/profile\/Twila%20Bertrand\">https:\/\/www.zillow.com\/profile\/Twila%20Bertrand<\/a><\/strong><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>When Buying a Home Feels Out of Reach, Some Families Do This Instead Thursday April 9th, 2026 . For Buyers,Senior Market,Affordability,Buying Tips . Article from Keeping Current Matters . When Buying a Home Feels Out of Reach, Some Families Do This Instead For a lot of people, the math on buying a home just doesn\u2019t [&hellip;]<\/p>\n","protected":false},"author":194391,"featured_media":397,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[109,107,148,89,105,141,51,28,50,55,40,30,48,15,41,46,58],"class_list":["post-396","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-best-local-realtor","tag-best-real-estate-agent","tag-best-real-estate-agent-in-lufkin-tx","tag-best-realtor","tag-best-realtor-in-lufkin","tag-best-realtor-in-lufkin-tx","tag-buyers-mistakes","tag-buying-a-home","tag-buying-smart","tag-expert-advice","tag-home-affordability","tag-homeownership","tag-own-sooner-vs-later","tag-realtor","tag-savvy-investment","tag-trust-the-pros","tag-trusted-realtor"],"_links":{"self":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/396","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/users\/194391"}],"replies":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=396"}],"version-history":[{"count":1,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/396\/revisions"}],"predecessor-version":[{"id":398,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/396\/revisions\/398"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/media\/397"}],"wp:attachment":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=396"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=396"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=396"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}