{"id":325,"date":"2025-10-20T15:45:07","date_gmt":"2025-10-20T20:45:07","guid":{"rendered":"https:\/\/twilabertrand.sites.c21.homes\/?p=325"},"modified":"2025-10-20T15:45:07","modified_gmt":"2025-10-20T20:45:07","slug":"is-the-housing-market-going-to-crash-heres-what-experts-say","status":"publish","type":"post","link":"https:\/\/twilabertrand.sites.c21.homes\/?p=325","title":{"rendered":"Is the Housing Market Going To Crash? Here\u2019s What Experts Say"},"content":{"rendered":"<div>\n<div class=\"pt-8 px-8\">\n<h2 class=\"profile-color-text text-3xl\">Is the Housing Market Going To Crash? Here\u2019s What Experts Say<\/h2>\n<p>&nbsp;<\/p>\n<div class=\"mt-6 text-base-content flex items-center flex-wrap gap-x-4 gap-y-2\"><span class=\"flex items-center flex-wrap gap-1\"><time class=\"text-base-content\" datetime=\"2025-10-20T10:30:00Z\">Monday October 20th, 2025<\/time><\/span><\/div>\n<div><\/div>\n<div class=\"mt-6 text-base-content flex items-center flex-wrap gap-x-4 gap-y-2\"><span class=\"flex items-center flex-wrap gap-1\"><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/buyers\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">For Buyers,<\/a><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/sellers\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">For Sellers,<\/a><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/home-prices\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Home Prices,<\/a><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/economy\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Economy,<\/a><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/forecasts\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Forecasts<\/a><\/span><\/div>\n<div>Article from Keeping Current Matters<\/div>\n<div><\/div>\n<\/div>\n<\/div>\n<div class=\"p-6 px-8\">\n<div class=\"grid grid-cols-3 sm:flex gap-1 flex-wrap w-fit sm:w-full my-4\"><\/div>\n<div class=\"mt-6 flex flex-col gap-4 mb-8\">\n<div class=\"mb-2\">\n<p>If you\u2019ve seen headlines or social posts calling for a housing crash, it\u2019s easy to wonder if home values are about to take a hit. But here\u2019s the simple truth.<\/p>\n<p><strong>The data doesn\u2019t point to a crash. It points to slow, continued\u00a0<em>growth<\/em>.<\/strong><\/p>\n<p>And sure, it\u2019s going to vary by local area. Some markets will see\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2025\/10\/08\/why-home-prices-arent-actually-flat\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">prices<\/a>\u00a0rise more than others. And some may even see\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2025\/09\/24\/why-buyers-and-sellers-face-very-different-conditions-today\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">small<\/a>, short-term declines. But the big picture is:\u00a0<strong>home prices are expected to rise nationally, not fall, over the next 5 years.<\/strong><\/p>\n<h4><strong>The Real Story Is in the Expert Forecasts<\/strong><\/h4>\n<p>In the\u00a0<a href=\"https:\/\/www.fanniemae.com\/data-and-insights\/surveys-indices\/home-price-expectations-survey-hpes\" target=\"_blank\" rel=\"noopener noreferrer\"><em>Home Price Expectations Survey<\/em><\/a><em>\u00a0(HPES)<\/em>\u00a0from\u00a0<em>Fannie Mae<\/em>, each quarter over 100 leading housing market experts weigh in on where they project home prices will go from here. And in the report that was just released, the experts agree prices are projected to climb nationally through at least 2029 (<em>see graph below<\/em>):<\/p>\n<p><a href=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20251014\/20251020-Forecasts-Show-Prices-Will-Rise-Through-2029-original.png\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20251014\/20251020-Forecasts-Show-Prices-Will-Rise-Through-2029-original.png\" alt=\"a graph of green squares\" \/><\/a>Here\u2019s how to read this visual. Each bar in that graph shows an increase, not a loss. It\u2019s just that the anticipated pace of that appreciation varies year-to-year.<\/p>\n<p>And to further drive this home, let\u2019s look at another view of where prices are and where they\u2019re expected to go. In this version, the expert forecasts are broken into 3 categories: the overall average, the most optimistic projections, and the most pessimistic projections (<em>see chart below<\/em>):<\/p>\n<p><a href=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20251014\/20251020-Experts-Forecast-Price-Growth-Not-a-Crash-original.png\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20251014\/20251020-Experts-Forecast-Price-Growth-Not-a-Crash-original.png\" alt=\"a graph on a blue background\" \/><\/a>Notice how even the most pessimistic forecasters say we\u2019ll see prices rise by almost 5% over the next few years.<\/p>\n<ul>\n<li>Overall, prices are expected to rise about 15% from now through the end of 2029.<\/li>\n<li>The optimists say we\u2019ll beat that and see a roughly 26% increase.<\/li>\n<li>And even the pessimists anticipate prices will go up by 5% during that period.<\/li>\n<\/ul>\n<p>What sticks out the most? None of these groups who study the market are forecasting a crash, or even a decline, over the next 5 years.<\/p>\n<h4><strong>How This Compares to \u201cNormal\u201d for the Market<\/strong><\/h4>\n<p>Now, focus back on the first graph.\u00a0<strong>The projections call for 2-3.5% price increases\u00a0<\/strong>in<strong>\u00a0<\/strong>each of the next five years. For context, the average rate of appreciation for the last 25 years was closer to 4-5% annually.<\/p>\n<p>So, while that\u2019s slightly below the historical average, it\u2019s much more sustainable and typical than where the market was in 2020, 2021, and 2022.<\/p>\n<p>Back then, prices rose too much, too fast based on record-low supply and record-high demand. Some places even saw prices climb by 15-20%.<\/p>\n<p>So, while it may\u00a0<em>feel<\/em>\u00a0like prices are stalling compared to those pandemic-era surges, what\u2019s really happening is that the market is finally finding balance again.<\/p>\n<h4><strong>Why Prices Aren\u2019t Expected To Crash<\/strong><\/h4>\n<p>A lot of the chatter about home prices today is based on that rapid rise and the old saying that what goes up, must come down. But historically, that\u2019s not really true. Home prices almost always rise.<\/p>\n<p>And the main reason we\u2019re not heading for a repeat of 2008 is simple:\u00a0<strong>supply and demand<\/strong>.<\/p>\n<p>Even though affordability challenges have made it harder for some people to buy over the past few years, there still aren\u2019t enough homes for everyone who wants one. And that ongoing shortage is keeping upward pressure on prices nationally.<\/p>\n<p>That\u2019s why experts across the board can confidently agree:\u00a0<strong>we\u2019re not headed for a price collapse, but for steady, long-term appreciation.<\/strong><\/p>\n<p>And just in case it\u2019s the economy that\u2019s got you worried, remember this. Over the past 50 years, there have been plenty of economic events that have impacted the market. And one thing that\u2019s consistently been true throughout time is\u00a0<strong>the housing market\u00a0<\/strong><a href=\"https:\/\/www.simplifyingthemarket.com\/2025\/08\/27\/history-shows-the-housing-market-always-recovers\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\"><strong>always recovers<\/strong><\/a>. And we\u2019re coming through that turn right now and going into a recovery.<\/p>\n<\/div>\n<div>\n<h3 class=\"text-xl mb-2\">Bottom Line<\/h3>\n<p>If you\u2019ve been waiting to buy or sell because you\u2019re worried about a crash, it\u2019s time to look at the data \u2013 not the headlines.<\/p>\n<p><strong>The question isn\u2019t\u00a0<em>if<\/em>\u00a0home prices will rise, it\u2019s by\u00a0<em>how much<\/em>.<\/strong><\/p>\n<p>Let\u2019s connect so you know what\u2019s happening in our local market and what these forecasts mean for your next move.<\/p>\n<p>Click the link below for my Zillow website with many of my previous client testimonials and reviews!<\/p>\n<p><a href=\"https:\/\/www.zillow.com\/profile\/Twila%20Bertrand\">https:\/\/www.zillow.com\/profile\/Twila%20Bertrand<\/a><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<p data-start=\"276\" data-end=\"570\"><strong data-start=\"276\" data-end=\"345\">Twila Bertrand, Realtor\u00ae | CENTURY 21 Cota Realty \u2013 Lufkin, Texas<\/strong><br data-start=\"345\" data-end=\"348\" \/>Helping buyers and sellers across East Texas find their perfect home or land since day one! Whether you\u2019re buying, selling, or investing, I\u2019m here to guide you every step of the way with faith, integrity, and dedication.<\/p>\n<p data-start=\"572\" data-end=\"767\">\ud83c\udfe1 <strong data-start=\"575\" data-end=\"622\">Looking for the Best Realtor in Lufkin, TX?<\/strong><br data-start=\"622\" data-end=\"625\" \/>I\u2019m proud to serve families throughout Lufkin, Diboll, Huntington, and all of Angelina County \u2014 helping turn real estate goals into reality.<\/p>\n<p data-start=\"769\" data-end=\"933\">\ud83d\udcde <strong data-start=\"772\" data-end=\"789\">Call or Text:<\/strong> 936-208-7631<br data-start=\"809\" data-end=\"812\" \/>\ud83d\udce7 <strong data-start=\"815\" data-end=\"825\">Email: twilabertrand@gmail.com<\/strong><br data-start=\"846\" data-end=\"849\" \/>\ud83c\udf10 <strong data-start=\"852\" data-end=\"862\">Visit:<\/strong> <a href=\"https:\/\/twilabertrand.sites.c21.homes\/\">https:\/\/twilabertrand.sites.c21.homes\/<\/a><\/p>\n<p data-start=\"935\" data-end=\"1048\">\ud83d\udc9b <em data-start=\"938\" data-end=\"1046\">\u201cCommitted to serving families, guided by faith, and passionate about helping others find their way home!<\/em><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Is the Housing Market Going To Crash? Here\u2019s What Experts Say &nbsp; Monday October 20th, 2025 For Buyers,For Sellers,Home Prices,Economy,Forecasts Article from Keeping Current Matters If you\u2019ve seen headlines or social posts calling for a housing crash, it\u2019s easy to wonder if home values are about to take a hit. But here\u2019s the simple truth. [&hellip;]<\/p>\n","protected":false},"author":194391,"featured_media":326,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[113,109,118,105,135,20,21,19,13,15,41,12,46,58],"class_list":["post-325","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-best-local-agent","tag-best-local-realtor","tag-best-real-estate-agent-in-lufkin","tag-best-realtor-in-lufkin","tag-experienced-realtor","tag-local-realtor","tag-real-estate-agent","tag-real-estate-lufkin","tag-real-estate-lufkin-huntington","tag-realtor","tag-savvy-investment","tag-texas-real-estate","tag-trust-the-pros","tag-trusted-realtor"],"_links":{"self":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/325","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/users\/194391"}],"replies":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=325"}],"version-history":[{"count":1,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/325\/revisions"}],"predecessor-version":[{"id":327,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/325\/revisions\/327"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/media\/326"}],"wp:attachment":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=325"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=325"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}