{"id":252,"date":"2025-07-28T18:13:31","date_gmt":"2025-07-28T23:13:31","guid":{"rendered":"https:\/\/twilabertrand.sites.c21.homes\/?p=252"},"modified":"2025-07-28T18:13:31","modified_gmt":"2025-07-28T23:13:31","slug":"housing-market-forecasts-for-the-rest-of-2025","status":"publish","type":"post","link":"https:\/\/twilabertrand.sites.c21.homes\/?p=252","title":{"rendered":"Housing Market Forecasts for the Rest of 2025"},"content":{"rendered":"<div>\n<div class=\"pt-8 px-8\">\n<h2 class=\"profile-color-text text-3xl\">Housing Market Forecasts for the Rest of 2025<\/h2>\n<div class=\"mt-6 text-base-content flex items-center flex-wrap gap-x-4 gap-y-2\"><span class=\"flex items-center flex-wrap gap-1\"><time class=\"text-base-content\" datetime=\"2025-07-24T10:30:00Z\">Thursday July 24th, 2025<\/time><\/span><\/div>\n<div><\/div>\n<div><\/div>\n<div class=\"mt-6 text-base-content flex items-center flex-wrap gap-x-4 gap-y-2\"><span class=\"flex items-center flex-wrap gap-1\"><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/buyers\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">For Buyers,<\/a><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/sellers\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">For Sellers,<\/a><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/home-prices\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Home Prices,<\/a><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/mortgage-rates\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Mortgage Rates,<\/a><a class=\"text-base-content\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/forecasts\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Forecasts<\/a><\/span><\/div>\n<\/div>\n<div>Article from Keeping Current Matters<\/div>\n<div><\/div>\n<\/div>\n<div class=\"p-6 px-8\">\n<div class=\"grid grid-cols-3 sm:flex gap-1 flex-wrap w-fit sm:w-full my-4\"><\/div>\n<div class=\"mt-6 flex flex-col gap-4 mb-8\">\n<div class=\"mb-2\">\n<p>If you\u2019ve been watching the market, you\u2019ve likely noticed a\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2025\/06\/26\/what-every-homeowner-needs-to-know-in-todays-shifting-market\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">few changes<\/a>\u00a0already this year. But what\u2019s next? From home prices to mortgage rates, here\u2019s what the latest expert forecasts suggest for the rest of 2025 \u2013 and what these shifts could mean for you.<\/p>\n<h4><strong>Will Home Prices Fall?<\/strong><\/h4>\n<p>Many buyers are hoping home prices will come down soon. And recent headlines about prices\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2025\/06\/10\/the-five-year-rule-for-home-price-perspective\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">dipping<\/a>\u00a0in some areas are making some people believe it&#8217;s just a matter of time before there\u2019s a bigger drop. But here are the facts.<\/p>\n<p>While home price growth is slowing down, that doesn\u2019t mean we\u2019re headed for a crash. As NAHB\u00a0<a href=\"https:\/\/eyeonhousing.org\/2025\/06\/house-price-appreciation-by-state-and-metro-area-first-quarter-2025\/\" target=\"_blank\" rel=\"noopener noreferrer\">explains<\/a>:<\/p>\n<blockquote><p><em>\u201cHouse price growth slowed . . . partly due to a decline in demand and an increase in supply. Persistent high mortgage rates and increased inventory combined to ease upward pressure on house prices. These factors signaled a cooling market, following rapid gains seen in previous years.\u201d<\/em><\/p><\/blockquote>\n<p>But experts say, even with that slowdown, prices will still rise this year at the national level. The average of 8 leading forecasters\u00a0<a href=\"https:\/\/www.nar.realtor\/magazine\/real-estate-news\/despite-headwinds-existing-home-sales-will-pick-up\" target=\"_blank\" rel=\"noopener noreferrer\">shows<\/a>\u00a0prices are\u00a0<a href=\"https:\/\/img03.en25.com\/Web\/MortgageBankersAssociation\/%7B1c01ae96-e397-4d48-8e81-f6637475a205%7D_Mortgage_Finance_Forecast_Jul_2025.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">expected<\/a>\u00a0to go up\u00a0<strong>1.5-2% in 2025<\/strong>\u00a0(<em>see graph below<\/em>):<\/p>\n<p>&nbsp;<\/p>\n<p><strong><img decoding=\"async\" src=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20250721\/20250724-Home-Prices-Will-Rise-Nationally-Just-Not-as-Fast-original.png\" \/><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>That means, if you\u2019re waiting for a major drop, experts agree that\u2019s just not in the cards.<\/strong><\/p>\n<p>Keep in mind, while some markets are already seeing prices come down slightly, the average dip is just\u00a0<a href=\"https:\/\/www.resiclubanalytics.com\/p\/80-housing-markets-falling-home-prices-may-2025\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>-3.5%<\/strong><\/a>. That\u2019s a far cry from the nearly 20% decline the market experienced during the 2008 crash.<\/p>\n<p>Plus, those small changes are easily absorbed when you consider how much home prices have climbed over the past few years.\u00a0<a href=\"https:\/\/www.fhfa.gov\/data\/hpi\/datasets?tab=hpi-summary-table\" target=\"_blank\" rel=\"noopener noreferrer\">Data<\/a>\u00a0from the\u00a0<em>Federal Housing Finance Agency<\/em>\u00a0(FHFA) shows\u00a0<strong>prices are<\/strong>\u00a0<strong>up 55% nationally<\/strong>\u00a0compared to just 5 years ago.<\/p>\n<p>The takeaway?\u00a0<strong>Prices aren\u2019t crashing. They\u2019re expected to keep climbing \u2013 just not as quickly these days.<\/strong>\u00a0And some may argue they\u2019ll be closer to flat by the end of this year. But, again, this is going to vary by market, with some local ups and downs. So, lean on a pro to see the latest price trends for your area.<\/p>\n<h4><strong>Will Mortgage Rates Come Down?<\/strong><\/h4>\n<p>Another common thought among today\u2019s buyers is: I\u2019m just going to wait for rates to come down. But is that a smart strategy? According to\u00a0<em>Yahoo Finance<\/em>:<\/p>\n<blockquote><p><em>&#8220;If you\u2019re looking for a substantial interest rate drop in 2025, you\u2019ll likely be left waiting. The latest news from the Federal Reserve and other key economic data point toward steady mortgage rates on par with what we see today.&#8221;<\/em><\/p><\/blockquote>\n<p>In other words,\u00a0<strong>don\u2019t try to time the market or wait for a drop that may not be coming<\/strong>. Most\u00a0<a href=\"https:\/\/img03.en25.com\/Web\/MortgageBankersAssociation\/%7B1c01ae96-e397-4d48-8e81-f6637475a205%7D_Mortgage_Finance_Forecast_Jul_2025.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">experts<\/a>\u00a0say rates will remain in the 6s, and current\u00a0<a href=\"https:\/\/www.fanniemae.com\/media\/55871\/display\" target=\"_blank\" rel=\"noopener noreferrer\">projections<\/a>\u00a0have them settling in the\u00a0<strong>mid-6% range<\/strong>\u00a0by the end of this year (<em>see chart below<\/em>):<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20250721\/20250724-Dont-Expect-A-Big-Drop-In-Mortgage-Rates-original.png\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20250721\/20250724-Dont-Expect-A-Big-Drop-In-Mortgage-Rates-original.png\" alt=\"a blue rectangular table with white text\" \/><\/a><\/p>\n<p>And that\u2019s not a big change from where they are right now. So, if you need to move, let\u2019s talk about how to make it happen and what you should watch for. Because while rates may not be as low as you want them to be, you don\u2019t want to put your needs on the back burner, hoping for something the data shows isn\u2019t likely to happen.<\/p>\n<p>Working with an expert who is keeping an eye on all the economic factors that can influence mortgage rates is going to be essential this year. That\u2019s because changes in things like inflation and other key drivers could impact how rates move going forward.<\/p>\n<h4><strong>The Takeaway for Buyers and Sellers<\/strong><\/h4>\n<p>Whether you&#8217;re buying, selling, or thinking about doing both, this market requires strategy, not guesswork. Prices are still rising nationally (just more slowly), and rates are projected to stay pretty much where they are, so<strong>\u00a0the bigger picture is one of moderation \u2013 not a meltdown.<\/strong><\/p>\n<\/div>\n<div>\n<h3 class=\"text-xl mb-2\">Bottom Line<\/h3>\n<p>If you want to make a move, your best bet is to focus on your personal situation \u2013 not what the headlines say \u2013 and work with a real estate pro who knows how to navigate the shifting conditions in our local market.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Let\u2019s talk about what\u2019s happening in our area to build a plan that works for you.<\/strong><\/p>\n<\/div>\n<p><strong>Twila Bertrand, Realtor<\/strong><\/p>\n<p>CENTURY 21 Cota Realty<\/p>\n<p>210 E Lufkin Ave, Lufkin Tx 75901<\/p>\n<\/div>\n<p><em><strong>Helping Buyers and Sellers with Real Estate Transaction in Lufkin, Huntington, Nacogdoches, and all of East Texas Since 2012!<\/strong><\/em><\/p>\n<p><em><strong>Always Striving to be the Best Realtor I can for my clients and the Most Trusted Realtor in Angelina County!<\/strong><\/em><\/p>\n<\/div>\n<p>Click the link below to see many of my client testimonials on my Zillow website!<\/p>\n<p><a href=\"https:\/\/www.zillow.com\/profile\/Twila%20Bertrand\">https:\/\/www.zillow.com\/profile\/Twila%20Bertrand<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Housing Market Forecasts for the Rest of 2025 Thursday July 24th, 2025 For Buyers,For Sellers,Home Prices,Mortgage Rates,Forecasts Article from Keeping Current Matters If you\u2019ve been watching the market, you\u2019ve likely noticed a\u00a0few changes\u00a0already this year. But what\u2019s next? From home prices to mortgage rates, here\u2019s what the latest expert forecasts suggest for the rest of [&hellip;]<\/p>\n","protected":false},"author":194391,"featured_media":253,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[27,123,107,89,28,31,57,40,24,21,46],"class_list":["post-252","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-angelina-county-real-estate","tag-best-agent-near-me","tag-best-real-estate-agent","tag-best-realtor","tag-buying-a-home","tag-buying-facts","tag-buying-power","tag-home-affordability","tag-local-agent","tag-real-estate-agent","tag-trust-the-pros"],"_links":{"self":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/users\/194391"}],"replies":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=252"}],"version-history":[{"count":1,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/252\/revisions"}],"predecessor-version":[{"id":254,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/252\/revisions\/254"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/media\/253"}],"wp:attachment":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=252"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=252"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}