{"id":177,"date":"2024-12-20T16:30:26","date_gmt":"2024-12-20T22:30:26","guid":{"rendered":"https:\/\/twilabertrand.sites.c21.homes\/?p=177"},"modified":"2024-12-20T16:30:26","modified_gmt":"2024-12-20T22:30:26","slug":"the-truth-about-down-payments","status":"publish","type":"post","link":"https:\/\/twilabertrand.sites.c21.homes\/?p=177","title":{"rendered":"The Truth About Down Payments"},"content":{"rendered":"<h2 class=\"entry-title\"><a>The Truth About Down Payments<\/a><\/h2>\n<div class=\"mb-3 mt-4 hide-print\"><span class=\"posted-on ms-1\"><a><time class=\"entry-date published\" datetime=\"2024-12-20T11:30:00Z\">Friday December 20th, 2024\u00a0<\/time><\/a><\/span><span class=\"ms-1 entry-date\"><a class=\"\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/buyers\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">For Buyers,\u00a0<\/a><\/span><span class=\"ms-1 entry-date\"><a class=\"\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/infographics\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Infographics,\u00a0<\/a><\/span><span class=\"ms-1 entry-date\"><a class=\"\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/first-time-buyers\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">First-Time Buyers,\u00a0<\/a><\/span><span class=\"ms-1 entry-date\"><a class=\"\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/buying-tips\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Buying Tips<\/a><\/span><\/div>\n<div class=\"share-group hide-print\">\n<div class=\"d-flex\"><\/div>\n<div class=\"d-flex\"><\/div>\n<\/div>\n<div>\n<div class=\"card-text w-100 mb-3\">\n<p><a href=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20241216\/20241220-The-Truth-About-Down-Payments-MEM-original.jpg\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20241216\/20241220-The-Truth-About-Down-Payments-MEM-original.jpg\" alt=\"a screenshot of a phone\" \/><\/a><\/p>\n<\/div>\n<div class=\"card-text w-100 mb-3\">\n<h3>Some Highlights<\/h3>\n<ul>\n<li>There\u2019s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don\u2019t put down\u00a0<a href=\"https:\/\/www.nar.realtor\/research-and-statistics\/research-reports\/highlights-from-the-profile-of-home-buyers-and-sellers\" target=\"_blank\" rel=\"noopener noreferrer\">that much<\/a>\u00a0unless they\u2019re trying to make their offer more competitive.<\/li>\n<li>And if you want to give your savings a boost, look into down payment assistance. There are\u00a0<a href=\"https:\/\/downpaymentresource.com\/professional-resource\/the-down-payment-resource-q3-2024-homeownership-program-index-report\/\" target=\"_blank\" rel=\"noopener noreferrer\">thousands<\/a>\u00a0of programs that offer an average benefit of nearly\u00a0<a href=\"https:\/\/www.housingwire.com\/articles\/down-payment-resource-first-time-homebuyers-17k-average-benefit\/\" target=\"_blank\" rel=\"noopener noreferrer\">$17,000<\/a>.<\/li>\n<li>To learn more about loan options or down payment assistance programs, connect with a trusted lender and check out\u00a0<a href=\"https:\/\/downpaymentresource.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">downpaymentresource.com<\/a>.<\/li>\n<li><\/li>\n<\/ul>\n<p><em><strong>Helping Buyers and Sellers in Lufkin, Huntington, Nacogdoches, and all over East Texas since 2012!<\/strong><\/em><\/p>\n<p><strong>Twila Bertrand, Realtor<\/strong><\/p>\n<p><strong>CENTURY 21 Cota Realty<\/strong><\/p>\n<p>1306 N Medford Drive<\/p>\n<p>Lufkin, Tx 75901<\/p>\n<\/div>\n<p><a href=\"https:\/\/www.zillow.com\/profile\/Twila%20Bertrand\">https:\/\/www.zillow.com\/profile\/Twila%20Bertrand<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Truth About Down Payments Friday December 20th, 2024\u00a0For Buyers,\u00a0Infographics,\u00a0First-Time Buyers,\u00a0Buying Tips Some Highlights There\u2019s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don\u2019t put down\u00a0that much\u00a0unless they\u2019re trying to make their offer more competitive. And if [&hellip;]<\/p>\n","protected":false},"author":194391,"featured_media":178,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[51,28,31,57,50,69,55,45,14,46],"class_list":["post-177","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-buyers-mistakes","tag-buying-a-home","tag-buying-facts","tag-buying-power","tag-buying-smart","tag-down-payment","tag-expert-advice","tag-first-time-homebuyers","tag-real-estate","tag-trust-the-pros"],"_links":{"self":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/users\/194391"}],"replies":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=177"}],"version-history":[{"count":1,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/177\/revisions"}],"predecessor-version":[{"id":179,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/177\/revisions\/179"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/media\/178"}],"wp:attachment":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=177"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=177"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}