{"id":169,"date":"2024-11-19T16:24:10","date_gmt":"2024-11-19T22:24:10","guid":{"rendered":"https:\/\/twilabertrand.sites.c21.homes\/?p=169"},"modified":"2024-11-19T16:24:10","modified_gmt":"2024-11-19T22:24:10","slug":"the-majority-of-veterans-are-unaware-of-a-key-va-loan-benefit","status":"publish","type":"post","link":"https:\/\/twilabertrand.sites.c21.homes\/?p=169","title":{"rendered":"The Majority of Veterans Are Unaware of a Key VA Loan Benefit"},"content":{"rendered":"<h2 class=\"entry-title\"><a>The Majority of Veterans Are Unaware of a Key VA Loan Benefit<\/a><\/h2>\n<div class=\"mb-3 mt-4 hide-print\"><span class=\"posted-on ms-1\"><a><time class=\"entry-date published\" datetime=\"2024-11-11T11:30:00Z\">Monday November 11th, 2024\u00a0<\/time><\/a><\/span><span class=\"ms-1 entry-date\"><a class=\"\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/buyers\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">For Buyers,\u00a0<\/a><\/span><span class=\"ms-1 entry-date\"><a class=\"\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/buying-tips\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Buying Tips<\/a><\/span><\/div>\n<div>Article from Keeping Current Matters<\/div>\n<div class=\"share-group hide-print\">\n<div class=\"d-flex\"><\/div>\n<div class=\"d-flex\"><\/div>\n<\/div>\n<div>\n<div class=\"card-text w-100 mb-3\">\n<p>For over 79 years, Veterans Affairs (VA) home loans have helped countless Veterans achieve the dream of homeownership. But according to\u00a0<em>Veterans United<\/em>, only 3 in 10 Veterans realize they may be able to buy a home without needing a down payment (<em>see visual below<\/em>):<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20241107\/20241111-The-majority-of-veterans-are-unaware-of-a-key-va-loan-benefit-original.png\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20241107\/20241111-The-majority-of-veterans-are-unaware-of-a-key-va-loan-benefit-original.png\" alt=\"a group of people in circles\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>That\u2019s why it\u2019s so important for Veterans \u2013 and anyone who cares about a Veteran \u2013 to be aware of this valuable program. Knowing about the resources available can make the path to homeownership easier and keep life-changing plans from being put on hold. As\u00a0<em>Veterans United<\/em>\u00a0explains:<\/p>\n<p>&nbsp;<\/p>\n<blockquote><p><em>\u201cThe ability to buy with 0% down is the signature advantage of this nearly 80-year-old benefit program. Eligible Veterans can buy as much house as they can afford, all without the need to spend years saving for a down payment.\u201d<\/em><\/p><\/blockquote>\n<h4><strong>The Advantages of VA Home Loans<\/strong><\/h4>\n<p>VA home loans are designed to make homeownership a reality for those who have served our country. These loans come with the following benefits according to the\u00a0<a href=\"https:\/\/www.va.gov\/housing-assistance\/home-loans\/loan-types\/purchase-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\"><em>Department of Veterans Affairs<\/em><\/a>:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>Options for No Down Payment:<\/strong>\u00a0One of the biggest perks is that many Veterans can buy a home with no down payment at all, making it simpler to get started on your homebuying journey.<\/li>\n<li><strong>Limited Closing Costs:<\/strong>\u00a0With VA loans, there are limits on the types of closing costs Veterans have to pay. This helps keep more money in your pocket when you\u2019re ready to finalize the sale.<\/li>\n<li><strong>No Private Mortgage Insurance (PMI):<\/strong>\u00a0Unlike many other loan types, VA loans don\u2019t require PMI, even with lower down payments. This means lower monthly payments, which adds up to big savings over time.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Your team of expert real estate professionals, including a local agent and a trusted lender, are the best resource to understand all the options and advantages available to help you achieve your homebuying goals.<\/p>\n<\/div>\n<div class=\"card-text w-100 mb-3\">\n<h3><\/h3>\n<h3>Bottom Line<\/h3>\n<p>Owning a home is a key part of the American Dream, and VA home loans are a powerful benefit for those who\u2019ve served our country. Let\u2019s connect to make sure you have everything you need to make confident decisions in the housing market.<\/p>\n<p>&nbsp;<\/p>\n<p>I am a certified Military Relocation Professional and have tons of experience working with VA loans and local VA Lenders over the past 12 years.<\/p>\n<p><em>Serving buyers and sellers in Lufkin, Huntington, Nacogdoches, and all over East Texas since 2012!<\/em><\/p>\n<\/div>\n<p><strong>Twila Bertrand, Realtor<\/strong><\/p>\n<p><strong>CENTURY 21 Cota Realty<\/strong><\/p>\n<p>1306 N Medford Drive<\/p>\n<p>Lufkin, Tx 75901<\/p>\n<p><a href=\"https:\/\/www.realtor.com\/realestateagents\/5681713b0fa4170100733a37\">https:\/\/www.realtor.com\/realestateagents\/5681713b0fa4170100733a37<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Majority of Veterans Are Unaware of a Key VA Loan Benefit Monday November 11th, 2024\u00a0For Buyers,\u00a0Buying Tips Article from Keeping Current Matters For over 79 years, Veterans Affairs (VA) home loans have helped countless Veterans achieve the dream of homeownership. But according to\u00a0Veterans United, only 3 in 10 Veterans realize they may be able [&hellip;]<\/p>\n","protected":false},"author":194391,"featured_media":170,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[51,28,31,57,50,55,67,68,48,21,65,63,64,66],"class_list":["post-169","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-buyers-mistakes","tag-buying-a-home","tag-buying-facts","tag-buying-power","tag-buying-smart","tag-expert-advice","tag-loan-advantages","tag-mortgage-insurance","tag-own-sooner-vs-later","tag-real-estate-agent","tag-va-benefits","tag-va-loan","tag-veterans","tag-zero-down-payment"],"_links":{"self":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/169","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/users\/194391"}],"replies":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=169"}],"version-history":[{"count":2,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/169\/revisions"}],"predecessor-version":[{"id":172,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/169\/revisions\/172"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/media\/170"}],"wp:attachment":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=169"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=169"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=169"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}