{"id":126,"date":"2024-07-10T17:36:42","date_gmt":"2024-07-10T22:36:42","guid":{"rendered":"https:\/\/twilabertrand.sites.c21.homes\/?p=126"},"modified":"2024-07-10T17:36:42","modified_gmt":"2024-07-10T22:36:42","slug":"homeownership-the-heart-of-the-american-dream","status":"publish","type":"post","link":"https:\/\/twilabertrand.sites.c21.homes\/?p=126","title":{"rendered":"Homeownership: The Heart of the American Dream"},"content":{"rendered":"<h2 class=\"entry-title\"><a>Homeownership: The Heart of the American Dream<\/a><\/h2>\n<div class=\"mb-3 mt-4 hide-print\"><span class=\"posted-on ms-1\"><a><time class=\"entry-date published\" datetime=\"2024-07-04T10:30:00Z\">Thursday July 4th, 2024\u00a0<\/time><\/a><\/span><span class=\"ms-1 entry-date\"><a class=\"\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/buyers\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">For Buyers,\u00a0<\/a><\/span><span class=\"ms-1 entry-date\"><a class=\"\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/buying-tips\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Buying Tips,\u00a0<\/a><\/span><span class=\"ms-1 entry-date\"><a class=\"\" href=\"https:\/\/www.simplifyingthemarket.com\/en\/category\/equity\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Equity<\/a><\/span><\/div>\n<div>Article from Keeping Current Matters<\/div>\n<div class=\"share-group hide-print\">\n<div class=\"d-flex\"><\/div>\n<div class=\"d-flex\"><\/div>\n<\/div>\n<div>\n<div class=\"card-text w-100 mb-3\">\n<p>Everyone\u2019s vision for the future is personal and unique. But for many, common goals include success, freedom, and prosperity \u2014 values closely tied to\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/06\/03\/more-than-a-house-the-emotional-benefits-of-homeownership\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">having your own home<\/a> and the iconic feeling of achieving Homeownership: The Heart of the American Dream.<\/p>\n<p>A recent\u00a0<a href=\"https:\/\/www.bankrate.com\/mortgages\/home-affordability-report\/#high-housing-costs\" target=\"_blank\" rel=\"noopener noreferrer\">survey<\/a>\u00a0by <i>Bank rate<\/i>\u00a0reveals exactly that: homeownership is still a part of the American Dream. The results show, at 78%, that\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/05\/31\/top-reasons-to-own-a-home-infographic\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">owning a home<\/a>\u00a0tops the list, surpassing other significant milestones such as retirement, having a successful career, and more (<em>see below<\/em>):<\/p>\n<p><a href=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20240701\/20240704-Which-Do-You-Consider-Part-of-the-American-Dream-original.png\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20240701\/20240704-Which-Do-You-Consider-Part-of-the-American-Dream-original.png\" alt=\"No Caption Received\" \/><\/a><\/p>\n<p>So, why is buying a home important to so many today? One reason is the\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/06\/14\/real-estate-is-still-the-best-long-term-investment-infographic\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">financial<\/a>\u00a0and physical security it provides. Many people see homeownership as a way to reduce stress because owning a home with a fixed-rate mortgage stabilizes what is likely their largest monthly expense.<\/p>\n<p>Another factor is the potential for\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/06\/07\/the-wealth-building-power-of-homeownership-infographic\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">building wealth<\/a>. That\u2019s because, over time, homeowners gain equity as they pay down their mortgage and as home prices appreciate, leading to longer-term financial stability.<\/p>\n<p>But what about the responsibilities that come with owning and maintaining a home? According to a survey by\u00a0<em>Entrata<\/em>, only\u00a0<a href=\"https:\/\/go.entrata.com\/rs\/223-FOQ-437\/images\/The-New-American-Dream-Survey.pdf?version=1\" target=\"_blank\" rel=\"noopener noreferrer\">23%<\/a>\u00a0of renters feel homeownership is too much work, indicating the majority are open to the commitments and obligations that come with being a homeowner.<\/p>\n<h4><strong>What Does This Mean for You?<\/strong><\/h4>\n<p>While buying a home\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/06\/24\/housing-market-forecast-whats-ahead-for-the-2nd-half-of-2024\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">today<\/a>\u00a0might\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/06\/19\/what-you-need-to-know-about-todays-down-payment-programs\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">seem daunting<\/a>\u00a0due to\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/06\/18\/worried-about-mortgage-rates-control-the-controllables\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">higher mortgage rates<\/a>\u00a0and rising\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/06\/12\/home-prices-arent-declining-but-headlines-might-make-you-think-they-are\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">home prices<\/a>, the long-term benefits can make it worthwhile. If you\u2019re considering homeownership, remember that it&#8217;s more than just a financial investment \u2014 it&#8217;s a step toward securing your future.<\/p>\n<\/div>\n<div class=\"card-text w-100 mb-3\">\n<h3>Bottom Line<\/h3>\n<p><a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/06\/11\/savings-strategies-every-first-time-homebuyer-needs-to-know\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">Owning a home<\/a>\u00a0is a significant and powerful decision that represents a big part of the American Dream. If you\u2019re ready to\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2024\/06\/26\/focus-on-time-in-the-market-not-timing-the-market\/?a=1000025117-654188f2b9e9f721433bea74f0bf3424\">take this step<\/a>, let\u2019s connect so you have someone who can guide you through the process and help you make your homeownership goals a reality.<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n<p><strong><em>Helping Buyers and Sellers in Lufkin, Huntington, Nacogdoches, and all over East Texas since 2012!<\/em><\/strong><\/p>\n<p><strong>Twila Bertrand, Realtor<\/strong><\/p>\n<p><strong>CENTURY 21 Cota Realty<\/strong><\/p>\n<p>Cell #512-297-1000<\/p>\n<p>twilabertrand@gmail.com<\/p>\n<p><a href=\"https:\/\/www.zillow.com\/profile\/Twila%20Bertrand\">https:\/\/www.zillow.com\/profile\/Twila%20Bertrand<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Homeownership: The Heart of the American Dream Thursday July 4th, 2024\u00a0For Buyers,\u00a0Buying Tips,\u00a0Equity Article from Keeping Current Matters Everyone\u2019s vision for the future is personal and unique. But for many, common goals include success, freedom, and prosperity \u2014 values closely tied to\u00a0having your own home and the iconic feeling of achieving Homeownership: The Heart of [&hellip;]<\/p>\n","protected":false},"author":194391,"featured_media":127,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[32,28,40,30,42,24,20,22,48,14,19,41],"class_list":["post-126","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-building-equity","tag-buying-a-home","tag-home-affordability","tag-homeownership","tag-invest-wisely","tag-local-agent","tag-local-realtor","tag-lufkin-realtor","tag-own-sooner-vs-later","tag-real-estate","tag-real-estate-lufkin","tag-savvy-investment"],"_links":{"self":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/users\/194391"}],"replies":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=126"}],"version-history":[{"count":1,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/126\/revisions"}],"predecessor-version":[{"id":128,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/posts\/126\/revisions\/128"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=\/wp\/v2\/media\/127"}],"wp:attachment":[{"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=126"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/twilabertrand.sites.c21.homes\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}